Mortgage loans for bad credit. We Make Buying or Refinancing a Breeze!

Mortgage loans for bad credit. We Make Buying or Refinancing a Breeze!

We close loans in an impressive 25 times or less!

Buy or Refinance Mortgage Alternatives

We now have 0% down loans with deposit Assistance products for FHA and mainstream Loans (100% funding)!

Buy or Refinance Home Loan Alternatives

Get Started today, it is easy and hassle-free!

Buy or Refinance Mortgage Alternatives

Regardless of what types of loan you want, we are with you every action regarding the means.

Path Mortgage

39555 Orchard Hill Spot #600

Novi, Michigan 48375

Mortgages Made Easy

Determining which home loan product is the best for you personally depends upon your specific circumstances, there isn’t one correct solution, allow certainly one of our qualified mortgage loan specialists review this to you to find the best choice!


  • View the programs today that is available the home loan industry


  • View today’s home loan prices and APR’s.


  • Have a look at latest when you look at the home loan industry.

Bad Credit Loans and No Downpayment Mortgages in Michigan

Thank you for visiting the site that is official of Mortgage. We have been a service that is full business situated in Novi, Michigan. We focus on Bad Credit Loans and No Downpayment Mortgages in Michigan. We can help you realize your dream of home ownership or save you money when getting your new lower monthly payment whether you are buying a home or refinancing.

We pride ourselves on exemplary Lending and correspondence methods. Our objective is always to bring value through quick-turn times, constant interaction, and ON-TIME closings, 30-days or less. Very expertise in all aspects that are lending we concentrate on reduced Fico ratings 580-620 ranges and close as quickly has higher fico consumers. In the event your credit is very poor allow our experienced team assist you to return on course, we find while having choices for unique circumstances that a lot of other loan providers cannot do.

Require a “real” preapproval (not merely a prequalification) instantly to put in by having an estate that is real – we shall take action after hours and weekends. We really review your documents and operate a software through loan provider underwriting system for the approval, and that means you along with your real-estate pro can make solid provides with full confidence.

In terms of Purchase Loan programs, we offer the immediate following:

FHA | VA | USDA | Jumbo | Conventional

Refinancing? You can be helped by us with this, too!

You can expect an array of refinance choices, designed to meet that is best the requirements of neighborhood borrowers. If you should be to locate cash away, or even simply get a better term and rate, we are able to help you. You can expect the refinancing that is following:

FHA Streamline | FHA Money Out | VA Streamline | VA Money Out | Mainstream | HARP | Jumbo

Contact Pathway Mortgage right now to talk about your real estate loan options, to see which loan system will most readily useful suit your preferences.

Residence Rehabilitation Loan Program

The house Rehabilitation Program provides low-interest loans of up to $60,000 for low-income home owners in Pierce County to enhance their housing conditions. Loans for impairment modifications as much as $7,500 are supplied at zero interest and are usually forgiven over seven years.

Loan Terms:

  • Loans are offered at 1% interest, for a term of twenty years.
  • Deferred monthly loan re re re payments for owners that cannot pay for a payment that is monthly.
  • Loans for impairment modifications (up to $7,500) are given at zero interest and are usually forgiven over seven years.

The focus for this scheduled system is on rehabilitation, perhaps maybe perhaps not renovating of the property. The house needs to be based in Pierce County, but outside of the town restrictions of Tacoma, Lakewood and Bonney Lake.

Qualified Repairs consist of:

To be applicants that are eligible:

To learn more contact:


This program is accepting applications from separate Contractors who would like to take part in the master rehabilitation system. The home owners getting the loans has the decision of specialist supplied the chosen bids satisfies all needs, and is reasonable according to a price estimate. To be approved Contractors must meet the next criteria:

  • Have actually A contractors that is active license their state of Washington;
  • Have liability insurance as much as one million bucks;

  • Have relationship meeting the minimum State demands;
  • Don’t have any claims that are outstanding judgments; and
  • Never be in the federal selection of debarred Contractors.

Contractors whom use may be added to an authorized contractors list and you will be entitled to bid on jobs. All construction work needs to be done prior to all state and codes that are local ordinances. All construction work must be done in also conformity utilizing the work specification and written rehabilitation criteria supplied. Contractors could be necessary to be involved in the Federal E-VERIFY program. Pierce County strongly encourages both Minority and Women owned companies, and part 3 organizations to be involved in this system.

Area 3 companies are among the After: 1. Companies that are 51 per cent or maybe more owned by low earnings Area 3 residents; 2. Organizations whose permanent, full-time workers consist of individuals, at the least 30 % of who are Area 3 low earnings residents, or within 3 years associated with the date of very very first work utilizing the firm were Section 3 low income residents; or 3. Organizations that offer proof of a consignment to subcontract more than 25 % for the buck quantity of all subcontracts become awarded to companies that meet up with the qualifications described above. 4. A part 3 company application will be contained in the application packets. The application must be completed and submitted with the contractor application in order to claim Section 3 business status.

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